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UTAH HOME BUYERS TO RECEIVE GREATER PROTECTION UNDER UTAH'S NEW MORTGAGE LAW

The Principal Lending Manager will be responsible for the mortgage activities of his company's mortgage officers within the State of Utah.Under the new law, the Principal Lending Manager must meet minimum experience and continuing education requirements before any mortgage officers with their company will be allowed to make any mortgage loans in Utah.The new mortgage law, which took effect January 1, of this year provided for a grace period for all mortgage companies to comply with the new law.That grace period ends May 1, 2006. Utah consumers can verify whether their mortgage agent is properly licensed by contacting the Utah Department of Real Estate or by searching the Utah Department of Real Estate's online database of licensed mortgage companies at http://realestate.utah.gov/database.html.

Epi Lopez Jr. is a mortgage licensing consultant with Greenlight Compliance & Licensing, Inc. http://www.greenlightcl.com specializing in assisting mortgage professionals obtain mortgage licenses throughout the United States.



Copyright Epi Lopez - http://www.greenlightcl.com

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More Useful Resource and Updates on home loan mortgage rates us

• St George cuts home loan rate to 7.74% (The West Australian)
  St George Bank Ltd has cut its standard variable mortgage interest rate by 62 basis points. The rate will fall to 7.74 per cent, from November 14. The move follows the decision by the Reserve Bank of Australia (RBA) on Tuesday to lower the official cash rate by 75 basis points to 5.25 per cent.



• Banks cave in on home loan rates: Millions WILL benefit as mortgage giants are forced to pass on historic interest ... (Daily Mail)
  Banking giants were shamed into slashing their mortgage rates yesterday following a direct order from the Prime Minister.



• Community helps W. Pa. couple keep home (Centre Daily Times)
  At the end of August, Randy and Cindy Balzer were unable to make the payment on their Baldwin Township house after it adjusted to a higher interest rate, and their mortgage holder was ready to seize the home at a sheriff's sale.



• Rams Home Loans drops mortgage rate (The West Australian)
  Rams Home Loans (Rams) has dropped the interest rate on its standard variable home loan by 60 basis points. The interest rate on Rams' standard variable home loan has dropped 0.6 percentage points to 7.59 per cent, while the interest rate on Rams' basic home loan is now 6.99 per cent.



• Britain slashes interest rate to 50-year low (The New Zealand Herald)
  The Bank of England slashed its key interest rate by 1.5 percentage points yesterday to its lowest in more than 50 years in a dramatic bid to cushion the coming recession, while the European Central Bank settled for a more conservative half-point trim.

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